How to Stay on Budget While Shopping

How to Stay on Budget While ShoppingOne of the most challenging tasks involved in shopping is staying on budget for most adults. Most people will tell you not to go shopping while hungry to save, but that cannot be the only way to prevent one from going beyond the budget at the supermarket. While it is easy to keep adding things to the cart, once you get to the counter, you may find that you have gone over the budget even by more than 25%. However, it does not have to feel like rocket science. As discussed below, here are a few tips to help you stay on budget.

Make a List

A good old shopping list will help you stay on budget when you hit the store. This is very important, especially when the kids accompany you shopping. They will want to try the four new cereal brands on the market, try a different type of bread, and add things to the cart that you had not planned for. However, when you have a list, you check the shopping and only allow them to pick what you had planned for initially.

Check the Register for Mispriced Items

Most of the time, when you get to the cash register, it is easy for the mind to wander. You will find yourself reading the magazine headlines on the rack near the register or eyeing affordable candy that you can get if there is some money left after shopping. However, as advised by Canadian Tire, resist that urge and watch as the cashier scans your items. At times, you will find the price on the shelf is not the same as the one reflected on the register. Therefore, be keen and when you notice a price increase ask about it. It allows you to choose a more affordable item before leaving the store.

Substitute Costly Products

Sometimes prices for items change, or you find that products serving almost the same purpose are more costly than others. For instance, some recipes for tarts, soups, and souffles may require one to use crème Fraiche, which is quite expensive. However, you can substitute it with sour cream, which is inexpensive. In addition, if you find that the cereal brand you have been using has increased by some dollars, then you can look for a more affordable brand that will ensure you stay on budget.

Pay Attention to Sales

One of the effective ways that businesses use to attract customers is by having items on sale. However, just because something is on sale, does not necessarily mean it is cheap. Items on sale are sometimes expensive, and the price slashed simply brings it down to the cost of other similar products. Therefore, first, do your research and check how affordable the item is compared to other products.

These might look like simple steps, but they actually help you stay on budget, allowing you to save money. Even though sometimes you might have to make a convenient choice that prevents you from staying on budget, at least you are aware and ready to make informed choices.

Comments

  1. Jo-Ann Brightman says

    I like these tips for staying within your budget. Sometimes it is very important to compare prices in order to make sure that the price is really a good price.

  2. Very helpful suggestions to stay focused and keep within a budget. I also check my receipt in the car before I head home to make sure it is correct. I started doing this after I was charged for 10 green peppers when I only bought one.

  3. Yep. Shopping with a list and sticking to it is a must. If it’s not on the list, I don’t get it. I do keep track of what my usual items cost and then buy them when they are on sale. And most important: eat before you go shopping.

  4. These are some really great tips for staying on budget thanks for sharing them. I try to always make a list when I am grocery shopping and I always watch the items being scanned at the checkout register.