According to Forbes, the average cost for operating a new car was $773.50 a month in 2019. This was confirmed by a AAA study.
While most costs can’t be controlled, one cost can be. Do you know what it is? Car insurance.
The data states that safe drivers save an average of 10%-40% on car insurance each month.
That’s a lot of money over the lifetime of a car loan or leasing agreement.
Here are nine driver safety tips that can help you save money the next time you buy car insurance.
Driver Safety Tips to Save You Money
Driver safety has more perks than saving money on insurance. It can save a life. In the time it took you to read this line, one death occurred from a car crash.
According to an infographic from the Association for Safe International Road Travel:
* Every 24 seconds someone dies in a car crash in the United States
* The United States has 50% more fatal car crashes than other high-income countries like Canada, Japan, and Australia
These statistics are almost unfathomable. It doesn’t even include people injured in car crashes. Driving safely is not only a responsible choice, but it’s also a moral imperative.
Use these tips to drive more safely on the road.
1. Take a Defensive Driving Course
Some insurance companies offer a 5% to 10% discount for taking an approved defensive driving course. These courses help you anticipate situations, reduce your riskier driving habits, and promote making well-informed driving decisions. Therefore, saving money and lives.
2. Buckle up
It’s the law. It can also save your life in the event of an accident. Getting a ticket can raise your insurance, so click it.
3. Use Cruise Control
Using cruise control puts less wear and tear on your car. It also provides better gas mileage. Most importantly, it gives you 100% certainty that you won’t be pulled over for speeding.
4. Put the Phone Away
Many accidents are caused by distracted drivers who talk or text while driving. This is a highly dangerous activity while driving. If you need to talk, use a hands-free device, or pull over.
5. No Food in the Car
Make it a rule. It will keep your car clean, and make you a safer driver. Ever feel nervous being a passenger while someone is eating at the wheel?
6. Come to a Full Stop
Did you know that most accidents occur less than three miles from home? Make sure to come to a complete stop at every stop sign, even in your neighborhood. It could save a life.
7. Never Drink and Drive
Even one sip is too much. If you drive while intoxicated once, you’ll do it again. Make it a rule to be a driver who saves lives.
8. Use Your Blinker
When you use your turn signal you’re choosing to be a safe driver. It’s a courteous act. Make it a habit.
9. Share the Road
There’s always enough time to share the road. Driving is a process from point A to B, not you against me. Road rage is not acceptable.
Applying these driving safety rules can save you money on your automobile liability coverage.
One more thing you can do to be a safe and responsible driver is by ensuring that your vehicle is in tip-top shape. You can get your car checked and maintained at a service center if you don’t know how to do it yourself. They will make suggestions but the final decision is yours. So when you decide to make changes, choose only dependable high-performance car parts. These will last longer than your normal car parts and will contribute to your road safety.
Save Money and Lives
Those are our nine driver safety tips. Using this list will help prevent tickets, save lives, and save you money on your car insurance, so take heed.
For more information on this topic and more, be sure to check back on our blog regularly.
