Nightmares with Health Insurance Companies
Good morning everyone! Wow, what a great response to our daily discussion topic of the day yesterday! I hear you ladies and I feel you ladies! Medicine is definitely going down a slippery slope these days and it is a slope that I am not enjoying. I think most Americans see that there are BIG problems going on!
Today’s Topic: My vent today is about all of those health insurance companies out there that take patients lives and health on a wild ride for the sake of the almighty dollar. I am chronically ill and have been so since I was 17 months old. I have dealt with a wide variety of health insurance companies all of my life! Heck, I even worked for one briefly back in the early 1990’s and hated it.
My vent’s about those health insurance companies:
1. Please quit telling my doctor what to prescribe for me, how much to prescribe of it and for how long!!! Your stinking butt didn’t go to medical school and YOU do NOT know what is best for my care!!!
2. Quit harassing my doctor when she hospitalizes me for my health problems. She knows when I need to be admitted and when I need to be discharged. Sorry Charlie, not everyone can go in and out of a hospital within 3 damn days! Some of us have serious problems that require lengthy stays and YOU need to BACK OFF! No one wants to be there longer than they need to be!
3. I am sick and tired of you pre-approving me for such and such test or treatment. Then when I have it done…you deny coverage or pay very little of it. What is that all about? If you pre-approve it, PAY THE DAMN BILL and do so timely!!!
4. Why is it when I call into the health insurance company that I know more about health insurance and the laws that govern it than your dang employee who is answering the phone? How can they help me when I know more about it than they do? Really? How about TRAINING them!!!
5. I don’t set the prices that the hospital charges! If they charge you $15 for that box of tissues sitting beside my bed, PAY IT! I am tired of you all socking me with “non-covered” fees or deny paying for something because YOU ALL think it was over-charged. Sorry Charlie, I don’t set the prices. If my policy says my inpatient stay is covered at 100% or 80%…that is what I freaking expect!
6. I would like to speak to someone who speaks CLEAR English when I call into your facility for help. I am tired of being put on hold and listening to elevator music for 2 hours while someone looks something up and then can’t explain it to me in ENGLISH.
7. Don’t tell me I need to take vitamins, chill out, take a nap or a walk around the block. Excuse me…but are you living with this pain? I think not!
What kind of “vents” do you have regarding health insurance companies?
